Is water damage covered by my insurance policy?

Water damage insurance claims depend on a few different criteria. Ultimately, that's a question you'll have to clarify with your insurance company. However, we can tell you that the viability of water damage insurance claims depends primarily on what caused the damage (storm, burst pipe, plumbing malfunction, localized flood, sump pump failure, etc. ). Some insurance policies will outline scenarios that will NOT be covered without specific riders like flood insurance or sump pump failure insurance. Contacting a restoration contractor and your insurance adjuster at the same time is a good idea because the restoration contractor will help make sure that the water extraction and dry out will be covered, but the rebuild process that should follow. If the full scope of the claim isn't outlined and agreed upon from the start, there may be issues down the line, and property owners may have to pay out of pocket to get the property completely back to normal.

How long will it take to dry out my property?

That depends on the types of materials that were affected by water. Drywall, carpet, and hardwood floors will take longer to dry than other materials in the space. We use moisture meters throughout the process and in many different locations to gauge the moisture levels and will continue to adjust our fans and dehumidifiers to achieve an efficient but effective dry time. The bare minimum of "three days to dry" may only produce a surface dry but can still leave behind moisture levels that create an ideal environment for mold to grow.

Should I start mopping up the water myself?

Most homeowners start trying to remove the water themselves before they realize they'll need to contact their insurance company about a claim so they can call in a water damage restoration company. However, standing water around anything with a power cord or outlet or sagging ceilings make the area unsafe. Also, many insurance claims require documentation of the loss BEFORE any work is done, including removing the water. Always take plenty of photos of the damage you see before taking any action to start cleaning up the mess. Mr. Restore will be able to back up your insurance claim scope with the necessary technical documentation.

What happens to all of my wet belongings?

If the water damage involves Category 1 water (clean and free of microbes and bacteria), many of your personal belongings can be salvaged. Category 2 water would include other water sources, including rainwater, that, while not containing biohazards or sewage, still pose health risks and the potential for destructive microbial growth and mold. A water damage restoration technician from Mr. Restore will help you sort through the property's contents to determine what can be safely dried, what can be restored by a textile/contents technician, and what can't be saved or salvaged. There are off-site facilities in the area that specialize in restoring water-damaged contents. Your Mr. Restore team will document all of the contents leaving the property for restoration or disposal for your records and also for reimbursement from your insurance company.

How do I know for sure what caused the water damage to my property?

Identifying the source of the water damage is one of the first steps in both the insurance claim process and before beginning to dry out and repair the damaged areas. After all, if you replace a sagging, wet ceiling that was caused by a roof leak but don't fix the roof, too, the next rainstorm will start the cycle all over again. The buckling of your hardwood floor could be caused by a leaking pipe. We will pinpoint the exact cause of your water damage and make sure the source is repaired. We make sure your restoration job is done right the first time.

How can I prevent water damage?

A good portion of water damage can be prevented by proper household maintenance. Routine plumbing maintenance, as well as sump pump and appliance maintenance, are effective ways to avoid preventable damages. If you live in a cold climate, preparing your home for the winter can also help avoid damage. Finally, it's a good idea to regularly check the exterior of your home, particularly your roof, for damage to ensure water isn't unexpectedly leaking into your home.

Biohazard Cleanup

Mr. Restore is Oklahoma City's local biohazard cleanup expert and a trusted 24-hour biohazard remediation service. When it comes to biohazard material on your property, the emergency biohazard technicians at Mr. Restore know that time is of the essence. If you need emergency biohazard cleanup services, look no further than Mr. Restore in the Oklahoma City area. We will arrive at your property quickly, assess any damage incurred, and proceed with emergency biohazard cleanup when you call us.

Why Choose Mr. Restore?

On-Site in 60 Minutes or Less
60+ Years of Experience
Family-Owned and Operated
Insurance Claims Assistance
A+ Rated on the BBB!

(405) 336-3262

Get a Free Evaluation

Man in Personal Protective Equipment (PPE)

Special Circumstances Require the Utmost Care

It takes a special level of training and certification to perform biohazard cleanup. Mr. Restore is IICRC-certified and ready to respond to any biohazard disaster events in the Oklahoma City area. Most people aren't prepared to deal with the aftermath of unattended deaths or violent crimes, but we are. While following strict OSHA and IICRC standards, we will restore your home or business to safe, clean conditions as quickly as possible. Do not try to clean up biohazard materials yourself.

The Benefits of Choosing Mr. Restore for Biohazard Cleanup

Our technicians are IICRC-certified, so you have assurance our work meets industry standards.
We start the cleanup and restoration without delay from the moment we come onsite.
Working with your insurance company and any local officials, our technicians make sure the project is handled according to everyone's expectations and requirements.
Combined with our compassionate and discreet care, our safety procedures ensure our team, and the occupants aren't put in harm's way during the cleanup.
We are neighbors helping neighbors. We won't perform substandard work that leaves you with less than exceptional results.

Dealing with a biohazard disaster? You are not alone.

If your biohazard incident is due to a crime, your local law enforcement officials will advise you on the next steps to take. They will never recommend you attempt to clean up the aftermath on your own. If you plan on filing an insurance claim to cover the cleanup and restoration costs, you absolutely cannot clean up biohazard materials on your own. Only a certified team of biohazard technicians will know precisely how to address your biohazard and completely remediate the situation to the satisfaction of your insurance company.

Customer Reviews

Mr. Restore did an amazing job mitigating the damage in my house when we had a sewer flood. They told us exactly how the process worked each step of the way. It was a stinky, dirty and messy job. . . and they could not have been more kind and professional. That's just what you need when a disaster happens in your home because it's so stressful. I don't hesitate to recommend this c...

Jennifer H.

Had a leak somewhere and thought it was a bigger issue than what it was. Thankfully Mr. Restore came out and did a quick assessment and gave me some tips on how to fix the issue myself to save some money because the issue wasn't as bad as it may have seemed. Really appreciated their service and while I hope I am never in need of their service, if I am they will be the first call I make.

Anonymous

We worked with Wes Bock and his team after a small fire in our warehouse. They were incredibly professional, and went beyond the extra mile in helping us sort everything out. I could not recommend them more. The peace of mind that comes with knowing that you're being taken care of after an event like this is priceless, and they provided that and more. If you're looking at restoration s...

Tim G.

We came home from a vacation to a flooded house. The Mr. Restore team had a team to our house in under 30 minutes with equipment in tow. Their team was so professional and helpful - they answered every question we had. They even acknowledged that for the amount of damage we had there were alternative methods we could take to make the repairs on our own. You could not find a more honest, honor...

Kate J.

Contact Mr. Restore Today!

When there's been a biohazard accident at your home or commercial business it's difficult to know who to call to help clean up and repair the property. The answer is easy! Mr. Restore is a Oklahoma City restoration company that provides full-service biohazard remediation services, including forensic restoration, crime scene and trauma cleanup, biohazardous material cleanup, contents and textile restoration, and reconstruction. Contact Mr. Restore today, we are available 24/7 and can be at your property in 60 minutes!

Call Mr. Restore for Biohazard Cleanup(405) 336-3262

Proudly Serving Oklahoma City with Top-Rated Disaster Restoration Services

Mr. Restore provides residential and commercial property restoration services throughout the greater Oklahoma City area, including: Cleveland, Oklahoma, McClain, Grady, Canadian, Logan, Lincoln, and Pottawatomie Counties. From water damage to trauma and crime scene cleanup, Mr. Restore is here for you. Contact us today and we'll be at your property in 60 minutes or less!

Arcadia
Bethany
Bridge Creek
Choctaw
Del City
Edmond
El Reno
Jones
Midwest City
Moore
Mustang
Newcastle
Nichols Hills
Noble
Norman
Oklahoma City
Piedmont
Purcell
Quail Creek
Shawnee
Spencer
The Village
Tuttle
Warr Acres
Yukon

Click to enlarge map.